How To Get A Loan Through Aadhaar Card: Do You Want To Take A Loan And That Too Immediately, Then This Article Is For You. In Today’s Digital Age, Getting A Loan Has Now Become Very Easy. If You Have An Aadhaar Card, Then You Can Easily Take A Personal Loan From Many Banks And Financial Institutions. With Aadhaar Card Being Recognized As An Important Kyc Document, The Process Of Getting A Loan Has Now Become Faster And Easier. How Many Necessary Documents Will Be Required To Get A Loan From Aadhaar Card? If You Want To Take A Loan On Aadhaar Card, Read The Information Given In The Article Carefully.
What Is Needed To Get A Loan Immediately From Aadhaar Card?: Do You Need Money And Want To Get A Loan? If You Want To Take A Personal Loan And You Have An Aadhaar Card, Then You Do Not Need Any More Documents. Some Loan Applications Or Banks Do Your E-kyc On The Basis Of Aadhaar Card And Accept Your Loan Application. If Your Cybil Score Is Good And Your Salary Or Income Is Regular, Your Loan Can Be Approved Easily. Here We Will Discuss The Things To Keep In Mind To Get A Loan On Aadhaar Card.
Banks And Non-banking Financial Institutions (Nbfcs) Now Approve Loans Instantly On The Basis Of Aadhaar Card. The Time To Get The Loan Is Further Reduced, Especially When You Apply Through An Online Loan App.
Documents Required For Loan:
- Aadhaar Card (Original Or Copy)
- Pan Card
- Bank Statement (Last 3 To 6 Months)
- Salary Slip (If Applicable)
- Passport Size Photo
Best And Most Trusted Banks That Offer Loans Using Aadhaar Card
1. State Bank Of India (SBI)
- SBI’s Personal Loan Scheme Has An Aadhaar Card-based E-kyc Process.
- It Is The Top Bank In Terms Of Reliability And Security.
- Interest Rate: Starting From 10%
2. HDFC Bank
- Only Aadhaar Card And Pan Card Required For Instant Personal Loan.
- Everything From Initiation To Approval Is Online.
- Interest Rate: Starting From 10.5%
3. ICICI Bank
- 100% Digital Process For Aadhaar-based Loans.
- Instant Loan Approval (For Pre-approved Customers).
- Interest Rate: Starting From 10.25%
4. Axis Bank:
- Aadhaar-based Applications Are Accepted For Personal Loans.
- Emi Calculator And Instant Approval Facility.
- Interest Rate: Starting From 10.49%
5. Kotak Mahindra Bank
- Instant Approval With Aadhaar And Pan Only.
- A Safe And Fast Option For Online Loans.
- Interest Rate: Starting From 10.99%
Trusted And Popular Loan Apps
1. Paysense
- Loans From ₹5,000 To ₹5,00,000
- Loans With Aadhaar And Pan Only
- Apps Affiliated With Nbfcs (Like Fullerton India)
2. Navi App
- Fully Digital Loans
- Loans Available With Aadhaar Card Only
- Low Interest Rate And Easy Emi Options
3. Cashe
- Instant Approval, With Aadhaar And Pan
- Company Has A Strong Track Record
- Perfect For Short Term
4. Moneytap
- Offers Loan Line Type Facility
- Trusted And Well-known App
- With Partnerships Like LIC/ICICI
5. Kreditbee
- Fast Loans For The New Generation
- Loan Approval With Aadhaar And Pan Only
- Nbfc Backing: Krazybee Services Pvt Ltd
Benefits Of Loan With Aadhaar Card:
- Fast Approval
- Less Documentation
- Online Application From Home
- Helpful For Cash Emergencies
- No Guarantee Or Collateral Required
Important Tips To Keep In Mind Before Taking A Loan:
- Choose An RBI Registered Bank Or NBFC: Before Taking A Loan, Make Sure That The Bank Or Application You Have Chosen Is Registered With RBI Or Not.
- Check App Reviews And Ratings: Read App Reviews On Google Play Store Or Apple Store And Check Its Reliability.
- Check Interest Rate And Hidden Charges: Some Applications Or Finance Companies Charge Higher Interest Or Impose Hidden Charges. Before That, Read The Terms & Conditions Carefully.
- Check Cibil Score: If Your Cibil Score Is Low, Then There May Be A Problem In Getting A Loan Or The Interest Rate May Be Higher.
- Choose The Amount According To Your Income: Do Not Take A Loan That Will Be Difficult To Repay Later. Keep The Emi According To Your Income.
- Beware Of Fake Apps And Scams: Do Not Apply For Loans From Any Unknown Apps Or Links. Share Otp Or Personal Information For Kyc With Caution.
How To Apply:
1. Select A Loan App Or Bank
- Choose A Bank Like Sbi, Hdfc, Icici Or A Trusted Loan App Like Navi, Paysense, Kreditbee.
- Make Sure The App Is Affiliated With An Rbi Registered Nbfc.
2. Download The App Or Go To The Website
- Download The Loan App From Google Play Store / Apple Store On Your Mobile.
- Or Go To The Bank’s Official Website.
3. Fill The Application Form
- Enter Your Name, Mobile Number, Aadhaar Number, Email, Etc.
- Select The Loan Amount And Tenor.
4. Do The Kyc Process
- Upload Aadhaar Card And Pan Card.
- Do Otp Based Verification For E-kyc.
- Some Apps Also Ask For A Payslip Or Bank Statement.
5. Loan Approval And Disbursement
- Once Your Loan Application Is Approved,
- Your Loan Will Be Deposited Into Your Bank Account Within A Few Hours Or Days.
- In Some Apps, Approval Is Available Instantly.
Important Notes:
- Always Choose A Reputable And Secure App Or Bank.
- Take A Loan Only As Per Your Repayment Capacity.
- Make Sure To Pay Emi On Time Otherwise Your Cibil Score Will Be Affected.
Loan Page Links Of Authorized Banks:
1. SBI Personal Loan:Click Here
2. HDFC Bank Personal Loan:Click Here
3. ICICI Bank Personal Loan:Click Here
4. Axis Bank Personal Loan:Click Here
5. Kotak Mahindra Bank Personal Loan:Click Here
Trusted Loan Application Websites:
1. Paysense:Click Here
2. Navi App:Click Here
3. Cashe:Click Here
4. Kreditbee:Click Here
5. Moneytap:Click Here
Disclaimer:
આ આર્ટિકલ અને વેબસાઇટ માત્ર માહિતી આપવાનો પ્રયાસ કરે છે. અમે કોઈ પણ લોન કે ફાઇનાન્સ કંપની સાથે જોડાયેલા નથી. તમે લોન લેવા માટે કોઇપણ એપ કે બેંક પસંદ કરો તે તમારો સંપૂર્ણ વ્યક્તિગત નિર્ણય છે. લોન લેતા પહેલા સંપૂર્ણ રીતે શરતો વાંચો, વ્યવહારિક વિગતો ચકાસો અને માત્ર વિશ્વસનીય પ્લેટફોર્મ પસંદ કરો.
ઉપર જણાવેલી માહિતીમાં સમય મુજબ ફેરફાર થય શકે છે અથવા હોય શકે છે કોઈ પણ પ્રકારની ડોક્યુમેન્ટ્સ લેવડદેવડ પહેલા સંસ્થા/બેંક/એપ વિશે માહિતી મેળવવી જરૂરી છે.
Conclusion :
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