Sukanya Samriddhi Yojana 2025: The Government Of India Has Launched Various Schemes To Protect The Future Of Girls, The Most Popular Scheme Is Sukanya Samrudhi Yojana (SSY). The Scheme Was Launched On 22 January 2015 By The Honorable Prime Minister Of India, Shri Narendra Modi. It Is An Important Part Of The Betty Save, Betty Padha Campaign. Under This Scheme A Savings Account Is Opened In The Name Of A Daughter, In Which Investing Money From A Young Age Provides Strong Financial Support For The High Cost Of Children’s Higher Studies And Marriage In The Future.
An Account Under The Sukanya Samriddhi Yojana Can Be Opened Only Within 10 Years Of The Birth Of A Girl Child. This Account Can Be Opened For A Maximum Of Two Daughters In Each Family. However, In Special Situations (Such As First-time Births Of Both Daughters), Three Accounts Are Also Allowed. The Interest Rate Offered Under This Scheme Is Fixed By The Government From Time To Time And Is Higher Than Any Other General Savings Scheme. The Interest Rate Of Sukanya Samriddhi Yojana For 2024-25 Is Around 8%, Which Makes Investing In It More Profitable.
Overview: Sukanya Samriddhi Yojana 2025
- Name of Scheme : Sukanya Samriddhi Yojana
- Started Date: 22 January 2015
- Current Year: 2025
- Started By: Government Of India (Under Beti Bachao, Beti Padhao Abhiyan)
- Beneficiary: Girls Below 10 Years Of Age
- Benefits: Savings For Daughters’ Higher Education And Marriage Expenses.
- Maximum Accounts: 2 Girls Per Family (3 In Special Circumstances)
- Minimum Annual Investment: ₹250
- Maximum Annual Investment: ₹1,50,000
- Interest Rate (As On 2024-25): Approx. 8% (Changes Every Quarter)
- Official Website: https://www.india.gov.in/sukanya-samriddhi-yojna
Eligibility:
- Under Sukanya Samriddhi Yojana, An Account Can Be Opened Only For A Girl Child.
- An Account Can Be Opened Under This Scheme From The Birth Of The Child Till The Age Of 10 Years.
- This Account Can Be Opened For A Maximum Of 2 Girls Per Family.
Benefits:
- Financial Security For The Future: This Scheme Is The Best Option To Provide Financial Support For The Child’s Future. This Scheme Definitely Provides A Strong Financial Base.
- Flexible Deposit Facility: If The Paperwork Is Complete, There Are Many Benefits That Can Be Availed With This Scheme, Such As A Modest Deposit Amount, And Benefits.
- Consistent Increase In Interest Rate: The Interest Rate Offered Under Sukanya Samriddhi Yojana Varies, But It Is Generally Higher Than Other Investment Options.
- Assistance For Girl Child’s Marriage: Up To 100% Withdrawal Facility Can Be Provided At The Age Of 21, So That Sufficient Financial Support Is Available For The Child’s Marriage.
Required Documents:
- Birth Certificate Of The Girl Child: Is Required To Prove The Age Of The Girl Child (Birth Certificate)
- Aadhar Card Of The Mother/father Or Legal Guardian: As An Id Proof
- Proof Of Residence: Such As Ration Card, Electricity Bill, Aadhar Card, Etc. (Address Proof)
- Passport Size Photograph: Of The Girl Child And The Person Opening The Account
- Account Opening Form: Sukanya Samriddhi Account Opening Form Available From The Bank/post Office
- Pan Card: If Available For Additional Identity Proof
How To Open Sukanya Samriddhi Account:
- Post Office
- Some Public And Private Sectors BANK (Such As SBI, PNB, Bank Of Baroda, ICOCI Bank, Axis Bank Etc.)
- Account Opening Form (Form Will Be Available From Post Office/Bank)
- Get The Sukanya Samriddhi Account Opening Form And Fill It Carefully.
- Fill In The Correct Details Like Name Of The Girl Child, Date Of Birth, Address, Number Of Children Etc. In The Form.
- Attach Photocopies Of All The Necessary Documents With The Form.
- Keep The Original Documents For Verification.
- The Minimum Amount To Be Deposited While Opening The Account Can Be Started With ₹250.
- You Can Also Deposit More Amount (Up To A Maximum Of ₹1.5 Lakh In A Year).
- After Opening The Account, Your Sukanya Samriddhi Account Will Be Opened.
- You Will Be Given An Account Passbook, Which Contains Your Account Number, Balance And Other Details.
Important Notes:
- This Amount Can Be Deposited Every Year.
- Money Can Be Deposited Every Year For Up To 15 Years To Invest Safely.
- After 15 Years, Interest Will Continue To Be Paid On The Deposited Amount, But The Repayment Period Is Up To 21 Years.
- Up To 50% Of The Amount Can Be Withdrawn For The Child’s Education After Attaining The Age Of 18.
- After Attaining The Age Of 21, The Account Can Be Closed.
Important Links:
Sukanya Samriddhi Yojana Calculator: Click Here
Conclusion :
Hello Friends, We Provided You Information Of Requirements Post About The Sukanya Samriddhi Yojana 2025: Eligibility, Benefits, Documents, How To Open Account.We Hope That You Would Have Liked The Information Given In The Article, Thank You.